PENGARUH CAPITAL ADEQUASY RATIO , NON PERFORMANCE FINANCE AND THIRD PARTY FUNDS TERHADAP FINANCING DISTRIBUTION PADA PT. BPRS AMANAH INSAN CITA MEDAN

Mulkanuddin Ritonga;

Abstract

PT. BANK PERKREDITAN RAKYAT SYARIAH [BPRS] AMANAH INSAN CITA MEDAN is a Company which takes operation focuses on micro banking business and specially based on Islamic principles. Along with the grouth of the Company that’s PT.BPRS Amanah Insan Cita Medan has outstanding financing conditions and also has growing assets rapidly over time. And particulary case about terms of devepment financing out standing so there are some factors related to effect of funding distribution. There fore it is necessary to make test about whether internal factor include Third Party Funds, Capital Adequacy ratio and Non Performance Finance are significantly effects to Funding Distribution. Based on the research which used significant level of 5 % so Third Party Funds has partially positive and get significant level to Financing Distribution for PT. BPRS Amanah Insan Cita Medan. The Capital Adequasy Ratio get partially negative and not significant of Financing Distribution. Non Performing Finance get partially negative, not significant for Financing Distribution. But get level simultaneously for Third Party Funds , Capital Adequacy Ratio , and Non Performing Finance.