STUDI LITERATUR GADAI SYARIAH DAN RANTAI PASOK PEMBIAYAAN MIKRO
Abstract
Pawn sharia (ar-rahn) is one element of microfinance for low-income groups. This study examines various types of articles related to sharia pawn microfinance in various national and international journals from 1990 to 2021. The main purpose of this paper is to examine the main trends and problems in sharia pawn microfinance. By using descriptive statistical analysis 35 articles or 70% in the form of journals, 5 articles are local publications, the remaining 30 articles are published in international journals. The conference consists of 6 articles or 12%, the proceedings are 3 articles or 6%, the master thesis and books are 2 pieces or 4% each, while the bulletins and dissertations are 1 or 2% each. The results of this study indicate that pawning as a microfinance supply net has not been widely discussed by researchers, but microfinance can be understood as a simple form of microfinance supply net.
References
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Abu-Bakar, R. & Abd-Aziz. N. (2015). The Main Factors That Influence The Public To Pursue Islamic Pawn Broking (Ar-Rahnu) Compare To The Conventional Pawn Broking In Kuala Terengganu. 1st International Islamic Heritage Conference (IsHeC 2015), page.467-475
Abu-Bakar, R. & Abd-Aziz. N. (2018). The Antecedents Of Islamic Pawn Broking (Ar-Rahnu) In Kuala Terengganu. Journal of Education and Social Sciences, Vol. 9, Issue 1, (February) ISSN 2289-9855.pp.81-89.
Adam, N.A., Alarifi, G. (2021).Innovation practices for survival of small and medium enterprises (SMEs) in the COVID-19 times: the role of external support. J Innov Entrep 10, 15. https://doi.org/10.1186/s13731-021-00156-6
Adilah, N. (2011). Ar-Rahnu As An Alternative Microfinance Tool For Small Traders.Theses. Kulliyyah of Economics and Management Sciences. International Islamic University Malaysia, 2011
Afiqah, U, A. (2014). Ar-Rahnu acceptance and its determinants : case study of Permodalan Kelantan Berhad. International Islamic University Malaysia, 2014.
Ali, Z., Gongbing, B. & Mehreen, A. (2020). Does supply chain finance improve SMEs performance? The moderating role of trade digitization. Business Process Management Journal, Vol. 26 No. 1, pp. 150-167
Armendáriz, B, A. & Morduch, J. (2005). The economics of microfinance, Economic Record, 82, page. 491–92
Auboin, M., Smythe, H., & The, R. (2016). Supply Chain Finance And Smes: Evidence From International Factoring Data. WTO Working Paper ERSD-2016-04.
Banerjee, S. B., & Jackson, L. (2017). Microfinance and the business of poverty reduction: Critical perspectives from rural Bangladesh. Human Relations, 70(1), 63–91.
Brealey, R. (2011). Principles of Corporate Finance. New York (USA): McGraw-Hill.
Busari, S. A., & Aminu, S. O. (2017). The Application of Ar-rahan-based Microcredit Facility as an Alternative Instrument for Poverty Alleviation in Negeria. Journal Of Islamic Finance, Vol. 6, No. 1. Pp.51-64.
Camerinelli, E. (2009), “Supply chain finance”, Journal of Payments Strategy & Systems, Vol. 3 No. 2, pp. 114-128
Chen, Y. (2016), “Essays on supply chain finance”, unpublished PhD dissertation, The Graduate School of The University of Minnesota.
Chen, X. & Hu, C., 2011. The Value of Supply Chain Finance. In InTech, Published, pp. 111–132
Cosse, M. (2011). Case studies in Supply Chain Finance.
Coyle, J. e. (2003). The Management of Business Logistics – A Supply Chain Perspective. Mason, USA.
Dusuki, A. W., & Abozaid, A. (2013). A Critical Appraisal On The Challenges Of Realizing Maqasid Al-Shariaah In Islamic Banking And Finance. International Journal of Economics, Management and Accounting, 15(2).
Duvendack, M. & Palmer-Jones, R. (2011). What is the Evidence of the Impact of Microfinance on the Well-Being of Poor People? EPPI-Centre. Hermes, N. & Lensink, R. (2007). Impact of Microfinance: A Critical Survey. Economic and Political Weekly, 42(6), 462–465. http://www.jstor.org/stable/4419226
Faakihin, N., & Hassan, R. (2018). Gap Analysis Between the Rahn Exposure Draft by Bank Negara Malaysia and Rahn Practice in Islamic Pawn Broking Institutions. Journal of Islamic Finance. Vol.7. No. 2
Fajri, I, & Muksal. (2019). Gala (Ar-Rahnu) as Micro Financing Instruments in Islamic Financial Institution in Aceh. Journal of Islamic Finance. Vol.8 No. 2.
Ghafar Ismail, A. and Zakiah Ahmad, N. (1997), “Pawnshop as an instrument of microenterprise credit in Malaysia”, International Journal of Social Economics, Vol. 24 No. 11, pp. 1343-1352. https://doi.org/10.1108/03068299710193633
Gherghina, Ș. C., Botezatu, M. A., Hosszu, A., & Simionescu, L. N. (2020). Small and Medium-Sized Enterprises (SMEs): The Engine of Economic Growth through Investments and Innovation. Sustainability, 12(1). doi:10.3390/su12010347
Gomm, M.L. (2010) Supply chain finance: applying finance theory to supply chain management to enhance finance in supply chains, International Journal of Logistics Research and Applications, 13:2, 133-142, DOI: 10.1080/13675560903555167
Hang, L., & Tung, N. (2019). Supply Chain Finance for SMEs – Case in Danang City. Operations and Supply Chain Management: An International Journal, 12(4), 237-244
Hong, P. and Jeong, J. (2006), “Supply chain management practices of SMEs: from a business growth perspective”, Journal of Enterprise Information Management, Vol. 19 No. 3, pp. 292-302. https://doi.org/10.1108/17410390610658478
Ibrahim, D. I., Yaacob, M. R., & Ahmad, G. (2012). Developing a customers’ oriented Ar-Rahnu (Islamic Pawn Broking) model for cooperatives in microfinancing in Malaysia. In: The 13th Malaysia Indonesia Conference on Economics, Management and Accounting (MIICEMA) 2012
Ithnin, M. N. S. (2018). Factors that influence customers’ preferences to choose Islamic pawn broking in rural area / Muhammad Nazirul Syafiq Ithnin. Degree thesis, University Teknologi MARA.
Kaddi, S. M., & Al-Kafiah, M. K.(2020). Communication Strategy of Sharia Pownshop of Palu Plaza in introducing program of easy Ways to Baitullah.
Khairullah, A.A., & Buhidah, G.(2020). Maqāsid Shari’ah in the Product of Rahn Gold for Micro Finance: Structural & Analytic Study). Journal of Islam in Asia (E-ISSN 2289-8077), 17(2), 108–142. https://doi.org/10.31436/jia.v17i2.970
Koe WL., Rahman N.Z.A. (2014). The Use of Ar-Rahnu by Islamic Bank Customers in Malaysia. In: Kasim A., Wan Omar W., Abdul Razak N., Wahidah Musa N., Ab. Halim R., Mohamed S. (eds) Proceedings of the International Conference on Science, Technology and Social Sciences (ICSTSS) 2012. Springer, Singapore. https://doi.org/10.1007/978-981-287-077-3_2
Lu, Qiang & Liu, Beini & Song, Hua. (2020). How can SMEs acquire supply chain financing: the capabilities and information perspective. Industrial Management & Data Systems. Ahead-of-print. 00-00. 10.1108/IMDS-02-2019-0072.
Luzzini, D., Caniato, F. & Spina, G. (2014). Designing vendor evaluation systems: An empirical analysis. Journal of Purchasing and Supply Management, 20(2), pp.113–129
Marimuthu, Maran. (2017). Customers’ Preferences on Ar-Rahnu: Exploring the Adoption of the Islamic-Based Pawnshop Using PLS. Global Business and Management Research: An International Journal. Vol. 9, No. 1s (Special Issue 2017)
Mohd Ali, Nor & Johari, Yang & Fatah, Muhammad. (2017). Ar-Rahnu: A Review of Literature and Future Research. SHS Web of Conferences. 36. 00033. 10.1051/shsconf/20173600033.
Montgomery, H. & Weiss, J. (2005). Great Expectations: Microfinance and Poverty Reduction in Asia and Latin America. ADB Institute Research Paper Series No. 63. February 2005.
Moretto, A. & Grassi, L. & Caniato, F. & Giorgino, M. & Ronchi, S. (2018). Supply chain finance: From traditional to supply chain credit rating. Journal of Purchasing and Supply Management. 25. 10.1016/j.pursup.2018.06.004.
Nadiah, N., B. (2014). Factors of customer’s intention to use Ar-Rahnu at Post Office: A case study in Kedah. Masters thesis, Universiti Utara Malaysia.
Najdah, Abd Aziz. (2015). A Study Of The Attractiveness On Islamic Pawnbroking At Ar- Rahnu Maidam Kuala Terengganu. Heritage. Akademi Pengajian Islam Kontemporari (ACIS), UiTM Melaka 2015.pp.443-452
Najihah, N. & Salina. (2017). Factors influencing acceptance of Ar-Rahnu: comparison between private and state Ar-Rahnu providers in Terengganu. Middle East Journal of ManagementVol. 4, No. 1
Nik Azman, N. H., Kassim, S., & Adeyemi, A. A. (2016). Role of Ar-Rahnu as Micro-Credit Instrument in Achieving Financial Self-Sufficiency among Women Micro-Entrepreneurs. Intellectual Discourse, 24.
Nik Azman, N.H., Kassim, S. and Adeyemi, A.A. (2018), “Analysing ar-rahnu in the context of informal credit market theory: Evidence from women micro-entrepreneurs in Malaysia”, ISRA International Journal of Islamic Finance, Vol. 10 No. 2, pp. 237-250. https://doi.org/10.1108/IJIF-09-2017-0031
Pfohl, H.C, & Gomm, M. (2009). Supply Chain Finance—Optimizing Financial Flows in Supply Chains. Logistics Research. 1. 149-161. 10.1007/s12159-009-0020-y.
Razak, D. bin A. ., & Baharun, F. N. B. . (2018). Factors that Determine Customers Acceptance of Ar Rahn Financing in Selangor. International Journal of Asian Social Science, 8(11), 1017–1026. https://doi.org/10.18488/journal.1.2018.811.1017.1026.
Samer, S. & Majid, I. (2015). The Impact of Microfinance on Poverty Reduction: Empirical Evidence from Malaysian Perspective. Procedia – Social and Behavioral Sciences 195 ( 2015 ) 721 – 728.
Stemmler, L. (2002), “Supply chain finance: Eine notwendige Erweiterung der Lieferkettensteuerung”, Wissenschaftssymposium Logistik der BVL, Vol. 1 No. 1, pp. 113-124.
Subana, S. (2005), Dasar-Dasar Penelitian Ilmiah, Bandung: Pustaka Setia
Sugiyono. (2008). Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung : ALFABETA
Tan, K. C. (2002). Supply Chain Management: Practices, Concerns, and Performance Issues. Journal of Supply Chain Management. 38(1): 42-53
Thas-Thaker, M. H., Khaliq, A. (2021). Drivers of Ar-Rahnu (pawn) acceptance: Malaysian evidence, Journal of Islamic Marketing, Vol.12 No.7, pp.1241-1259.
Thoo, A. C., Sulaiman, Z., Choi, S. L., & Kohar, U. H. A. (2017). Understanding Supply Chain Management Practices for Small and Medium-Sized Enterprises. IOP Conference Series: Materials Science and Engineering, 215, 012014. doi:10.1088/1757-899x/215/1/012014
Ulyah, S. M., & Ula, R. (2019). The Effect of Brand Image on Customer Loyalty of The “Rahn” Product. International Journal of Innovation, Creativity and Change. Volume 5, Issue 3, 2019 Special Edition: Science, Applied Science, Teaching and Education.
Wahid, A. N. M (1994). The Grameen Bank and Poverty Alleviation in Bangladesh: Theory, Evidence and Limitations. The American Journal of Economics and Sociology, 53(1), 1–15. http://www.jstor.org/stable/3487196
Wei, L. & Qianqian, S. (2019). Research on Sustainability of Supply Chain Financial Model in Fujian Free Trade Zone. IOP Conference Series: Earth and Environmental Science. 295. 032029. 10.1088/1755-1315/295/3/032029.
Wulandari, P. (2015). Islamic marketing at the bottom of the pyramid: factors affecting customer’s satisfaction among the poor in Islamic pawnshop in Indonesia. International Journal of Business and Globalisation Vol. 15, No. 3.
Wang, Y. (2016).What are the biggest obstacles to growth of SMEs in developing countries? – An empirical evidence from an enterprise survey, Borsa Istanbul Review, Volume 16, Issue 3, 2016, Pages 167-176, ISSN 2214-8450, https://doi.org/10.1016/j.bir.2016.06.001.
Wulandari, P., Kassim, S., Adhi Kasari Sulung, L. and Iwani Surya Putri, N. (2016), Unique aspects of the Islamic microfinance financing process: Experience of Baitul Maal Wa Tamwil in Indonesia, Humanomics, Vol. 32 No. 3, pp. 230-247. https://doi.org/10.1108/H-09-2014-0062
Yahya, M., & Zulkeply, M. A. (2016). Marketing Mixed Strategy and Its Relationship in Islamic Pawning Products Selection at Ar-Rahnu YaPEIM. International Journal of Academic Research in Business and Social Sciences. 2016, Vol. 6, No. 11 ISSN: 2222-6990.
Yahaya, Salimah & Doktoralina, Caturida. (2020). Muslim Small Entrepreneurs’ Acceptance Towards Al-Rahn: A Case Study In Kelantan, Malaysia. 10.4108/eai.11-12-2019.2290875.
Zahra, S. A., Nielsen, A. P., & Bogner, W. C. (1999). Corporate entrepreneurship, knowledge, and competence development. Entrepreneurship Theory and Practice, 23(3), 169–189. https://doi.org/10.1177/104225879902300310
Zhiqiang, Z. (2014). Study of SME Financing based Supply Chain Finance. 2nd International Conference on Education, Management and Social Science (ICEMSS 2014).
Abu-Bakar, R. & Abd-Aziz. N. (2015). The Main Factors That Influence The Public To Pursue Islamic Pawn Broking (Ar-Rahnu) Compare To The Conventional Pawn Broking In Kuala Terengganu. 1st International Islamic Heritage Conference (IsHeC 2015), page.467-475
Abu-Bakar, R. & Abd-Aziz. N. (2018). The Antecedents Of Islamic Pawn Broking (Ar-Rahnu) In Kuala Terengganu. Journal of Education and Social Sciences, Vol. 9, Issue 1, (February) ISSN 2289-9855.pp.81-89.
Adam, N.A., Alarifi, G. (2021).Innovation practices for survival of small and medium enterprises (SMEs) in the COVID-19 times: the role of external support. J Innov Entrep 10, 15. https://doi.org/10.1186/s13731-021-00156-6
Adilah, N. (2011). Ar-Rahnu As An Alternative Microfinance Tool For Small Traders.Theses. Kulliyyah of Economics and Management Sciences. International Islamic University Malaysia, 2011
Afiqah, U, A. (2014). Ar-Rahnu acceptance and its determinants : case study of Permodalan Kelantan Berhad. International Islamic University Malaysia, 2014.
Ali, Z., Gongbing, B. & Mehreen, A. (2020). Does supply chain finance improve SMEs performance? The moderating role of trade digitization. Business Process Management Journal, Vol. 26 No. 1, pp. 150-167
Armendáriz, B, A. & Morduch, J. (2005). The economics of microfinance, Economic Record, 82, page. 491–92
Auboin, M., Smythe, H., & The, R. (2016). Supply Chain Finance And Smes: Evidence From International Factoring Data. WTO Working Paper ERSD-2016-04.
Banerjee, S. B., & Jackson, L. (2017). Microfinance and the business of poverty reduction: Critical perspectives from rural Bangladesh. Human Relations, 70(1), 63–91.
Brealey, R. (2011). Principles of Corporate Finance. New York (USA): McGraw-Hill.
Busari, S. A., & Aminu, S. O. (2017). The Application of Ar-rahan-based Microcredit Facility as an Alternative Instrument for Poverty Alleviation in Negeria. Journal Of Islamic Finance, Vol. 6, No. 1. Pp.51-64.
Camerinelli, E. (2009), “Supply chain finance”, Journal of Payments Strategy & Systems, Vol. 3 No. 2, pp. 114-128
Chen, Y. (2016), “Essays on supply chain finance”, unpublished PhD dissertation, The Graduate School of The University of Minnesota.
Chen, X. & Hu, C., 2011. The Value of Supply Chain Finance. In InTech, Published, pp. 111–132
Cosse, M. (2011). Case studies in Supply Chain Finance.
Coyle, J. e. (2003). The Management of Business Logistics – A Supply Chain Perspective. Mason, USA.
Dusuki, A. W., & Abozaid, A. (2013). A Critical Appraisal On The Challenges Of Realizing Maqasid Al-Shariaah In Islamic Banking And Finance. International Journal of Economics, Management and Accounting, 15(2).
Duvendack, M. & Palmer-Jones, R. (2011). What is the Evidence of the Impact of Microfinance on the Well-Being of Poor People? EPPI-Centre. Hermes, N. & Lensink, R. (2007). Impact of Microfinance: A Critical Survey. Economic and Political Weekly, 42(6), 462–465. http://www.jstor.org/stable/4419226
Faakihin, N., & Hassan, R. (2018). Gap Analysis Between the Rahn Exposure Draft by Bank Negara Malaysia and Rahn Practice in Islamic Pawn Broking Institutions. Journal of Islamic Finance. Vol.7. No. 2
Fajri, I, & Muksal. (2019). Gala (Ar-Rahnu) as Micro Financing Instruments in Islamic Financial Institution in Aceh. Journal of Islamic Finance. Vol.8 No. 2.
Ghafar Ismail, A. and Zakiah Ahmad, N. (1997), “Pawnshop as an instrument of microenterprise credit in Malaysia”, International Journal of Social Economics, Vol. 24 No. 11, pp. 1343-1352. https://doi.org/10.1108/03068299710193633
Gherghina, Ș. C., Botezatu, M. A., Hosszu, A., & Simionescu, L. N. (2020). Small and Medium-Sized Enterprises (SMEs): The Engine of Economic Growth through Investments and Innovation. Sustainability, 12(1). doi:10.3390/su12010347
Gomm, M.L. (2010) Supply chain finance: applying finance theory to supply chain management to enhance finance in supply chains, International Journal of Logistics Research and Applications, 13:2, 133-142, DOI: 10.1080/13675560903555167
Hang, L., & Tung, N. (2019). Supply Chain Finance for SMEs – Case in Danang City. Operations and Supply Chain Management: An International Journal, 12(4), 237-244
Hong, P. and Jeong, J. (2006), “Supply chain management practices of SMEs: from a business growth perspective”, Journal of Enterprise Information Management, Vol. 19 No. 3, pp. 292-302. https://doi.org/10.1108/17410390610658478
Ibrahim, D. I., Yaacob, M. R., & Ahmad, G. (2012). Developing a customers’ oriented Ar-Rahnu (Islamic Pawn Broking) model for cooperatives in microfinancing in Malaysia. In: The 13th Malaysia Indonesia Conference on Economics, Management and Accounting (MIICEMA) 2012
Ithnin, M. N. S. (2018). Factors that influence customers’ preferences to choose Islamic pawn broking in rural area / Muhammad Nazirul Syafiq Ithnin. Degree thesis, University Teknologi MARA.
Kaddi, S. M., & Al-Kafiah, M. K.(2020). Communication Strategy of Sharia Pownshop of Palu Plaza in introducing program of easy Ways to Baitullah.
Khairullah, A.A., & Buhidah, G.(2020). Maqāsid Shari’ah in the Product of Rahn Gold for Micro Finance: Structural & Analytic Study). Journal of Islam in Asia (E-ISSN 2289-8077), 17(2), 108–142. https://doi.org/10.31436/jia.v17i2.970
Koe WL., Rahman N.Z.A. (2014). The Use of Ar-Rahnu by Islamic Bank Customers in Malaysia. In: Kasim A., Wan Omar W., Abdul Razak N., Wahidah Musa N., Ab. Halim R., Mohamed S. (eds) Proceedings of the International Conference on Science, Technology and Social Sciences (ICSTSS) 2012. Springer, Singapore. https://doi.org/10.1007/978-981-287-077-3_2
Lu, Qiang & Liu, Beini & Song, Hua. (2020). How can SMEs acquire supply chain financing: the capabilities and information perspective. Industrial Management & Data Systems. Ahead-of-print. 00-00. 10.1108/IMDS-02-2019-0072.
Luzzini, D., Caniato, F. & Spina, G. (2014). Designing vendor evaluation systems: An empirical analysis. Journal of Purchasing and Supply Management, 20(2), pp.113–129
Marimuthu, Maran. (2017). Customers’ Preferences on Ar-Rahnu: Exploring the Adoption of the Islamic-Based Pawnshop Using PLS. Global Business and Management Research: An International Journal. Vol. 9, No. 1s (Special Issue 2017)
Mohd Ali, Nor & Johari, Yang & Fatah, Muhammad. (2017). Ar-Rahnu: A Review of Literature and Future Research. SHS Web of Conferences. 36. 00033. 10.1051/shsconf/20173600033.
Montgomery, H. & Weiss, J. (2005). Great Expectations: Microfinance and Poverty Reduction in Asia and Latin America. ADB Institute Research Paper Series No. 63. February 2005.
Moretto, A. & Grassi, L. & Caniato, F. & Giorgino, M. & Ronchi, S. (2018). Supply chain finance: From traditional to supply chain credit rating. Journal of Purchasing and Supply Management. 25. 10.1016/j.pursup.2018.06.004.
Nadiah, N., B. (2014). Factors of customer’s intention to use Ar-Rahnu at Post Office: A case study in Kedah. Masters thesis, Universiti Utara Malaysia.
Najdah, Abd Aziz. (2015). A Study Of The Attractiveness On Islamic Pawnbroking At Ar- Rahnu Maidam Kuala Terengganu. Heritage. Akademi Pengajian Islam Kontemporari (ACIS), UiTM Melaka 2015.pp.443-452
Najihah, N. & Salina. (2017). Factors influencing acceptance of Ar-Rahnu: comparison between private and state Ar-Rahnu providers in Terengganu. Middle East Journal of ManagementVol. 4, No. 1
Nik Azman, N. H., Kassim, S., & Adeyemi, A. A. (2016). Role of Ar-Rahnu as Micro-Credit Instrument in Achieving Financial Self-Sufficiency among Women Micro-Entrepreneurs. Intellectual Discourse, 24.
Nik Azman, N.H., Kassim, S. and Adeyemi, A.A. (2018), “Analysing ar-rahnu in the context of informal credit market theory: Evidence from women micro-entrepreneurs in Malaysia”, ISRA International Journal of Islamic Finance, Vol. 10 No. 2, pp. 237-250. https://doi.org/10.1108/IJIF-09-2017-0031
Pfohl, H.C, & Gomm, M. (2009). Supply Chain Finance—Optimizing Financial Flows in Supply Chains. Logistics Research. 1. 149-161. 10.1007/s12159-009-0020-y.
Razak, D. bin A. ., & Baharun, F. N. B. . (2018). Factors that Determine Customers Acceptance of Ar Rahn Financing in Selangor. International Journal of Asian Social Science, 8(11), 1017–1026. https://doi.org/10.18488/journal.1.2018.811.1017.1026.
Samer, S. & Majid, I. (2015). The Impact of Microfinance on Poverty Reduction: Empirical Evidence from Malaysian Perspective. Procedia – Social and Behavioral Sciences 195 ( 2015 ) 721 – 728.
Stemmler, L. (2002), “Supply chain finance: Eine notwendige Erweiterung der Lieferkettensteuerung”, Wissenschaftssymposium Logistik der BVL, Vol. 1 No. 1, pp. 113-124.
Subana, S. (2005), Dasar-Dasar Penelitian Ilmiah, Bandung: Pustaka Setia
Sugiyono. (2008). Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung : ALFABETA
Tan, K. C. (2002). Supply Chain Management: Practices, Concerns, and Performance Issues. Journal of Supply Chain Management. 38(1): 42-53
Thas-Thaker, M. H., Khaliq, A. (2021). Drivers of Ar-Rahnu (pawn) acceptance: Malaysian evidence, Journal of Islamic Marketing, Vol.12 No.7, pp.1241-1259.
Thoo, A. C., Sulaiman, Z., Choi, S. L., & Kohar, U. H. A. (2017). Understanding Supply Chain Management Practices for Small and Medium-Sized Enterprises. IOP Conference Series: Materials Science and Engineering, 215, 012014. doi:10.1088/1757-899x/215/1/012014
Ulyah, S. M., & Ula, R. (2019). The Effect of Brand Image on Customer Loyalty of The “Rahn” Product. International Journal of Innovation, Creativity and Change. Volume 5, Issue 3, 2019 Special Edition: Science, Applied Science, Teaching and Education.
Wahid, A. N. M (1994). The Grameen Bank and Poverty Alleviation in Bangladesh: Theory, Evidence and Limitations. The American Journal of Economics and Sociology, 53(1), 1–15. http://www.jstor.org/stable/3487196
Wei, L. & Qianqian, S. (2019). Research on Sustainability of Supply Chain Financial Model in Fujian Free Trade Zone. IOP Conference Series: Earth and Environmental Science. 295. 032029. 10.1088/1755-1315/295/3/032029.
Wulandari, P. (2015). Islamic marketing at the bottom of the pyramid: factors affecting customer’s satisfaction among the poor in Islamic pawnshop in Indonesia. International Journal of Business and Globalisation Vol. 15, No. 3.
Wang, Y. (2016).What are the biggest obstacles to growth of SMEs in developing countries? – An empirical evidence from an enterprise survey, Borsa Istanbul Review, Volume 16, Issue 3, 2016, Pages 167-176, ISSN 2214-8450, https://doi.org/10.1016/j.bir.2016.06.001.
Wulandari, P., Kassim, S., Adhi Kasari Sulung, L. and Iwani Surya Putri, N. (2016), Unique aspects of the Islamic microfinance financing process: Experience of Baitul Maal Wa Tamwil in Indonesia, Humanomics, Vol. 32 No. 3, pp. 230-247. https://doi.org/10.1108/H-09-2014-0062
Yahya, M., & Zulkeply, M. A. (2016). Marketing Mixed Strategy and Its Relationship in Islamic Pawning Products Selection at Ar-Rahnu YaPEIM. International Journal of Academic Research in Business and Social Sciences. 2016, Vol. 6, No. 11 ISSN: 2222-6990.
Yahaya, Salimah & Doktoralina, Caturida. (2020). Muslim Small Entrepreneurs’ Acceptance Towards Al-Rahn: A Case Study In Kelantan, Malaysia. 10.4108/eai.11-12-2019.2290875.
Zahra, S. A., Nielsen, A. P., & Bogner, W. C. (1999). Corporate entrepreneurship, knowledge, and competence development. Entrepreneurship Theory and Practice, 23(3), 169–189. https://doi.org/10.1177/104225879902300310
Zhiqiang, Z. (2014). Study of SME Financing based Supply Chain Finance. 2nd International Conference on Education, Management and Social Science (ICEMSS 2014).
Published
2022-08-19
How to Cite
PANE, Sanusi Gazali; SOEMITRA, Andri.
STUDI LITERATUR GADAI SYARIAH DAN RANTAI PASOK PEMBIAYAAN MIKRO.
Jurnal Kajian Ekonomi dan Kebijakan Publik (JEpa), [S.l.], v. 7, n. 2, p. 302-311, aug. 2022.
ISSN 2527-2772. Available at: <https://jurnal.pancabudi.ac.id/index.php/jepa/article/view/4305>. Date accessed: 25 apr. 2024.
Section
Articles
